Iason operates in the market for non-performing bank loans: it identifies and values portfolios, supports the structuring of their acquisition through securitisation vehicles and follows their management throughout the recovery cycle.
Information page on the activity of Iason. It does not constitute a public offer or a solicitation to invest.
When a loan stops being repaid, it becomes a burden on the lender's balance sheet. For those able to manage it, it becomes a portfolio to follow with method. Iason identifies and values portfolios of non-performing bank loans sold by banks and other regulated lenders, supports the structuring of their acquisition through securitisation vehicles established under Law 130/1999 and follows their management throughout the recovery cycle, entrusted to an authorised servicer.
Portfolios of non-performing loans of banking origin: thousands of small-ticket positions, sold periodically by banks and other regulated lenders.
Through securitisation vehicles established under Law 130/1999, which are the seller's counterparty. Iason handles identification and valuation and supports the structuring of the transaction.
Recovery is entrusted to a servicer entered in the register under Art. 106 of the Italian Banking Act (TUB), as required by Law 130/1999, which may rely on operators holding a licence under Art. 115 of the Public Security Act for out-of-court activities. Iason receives the reporting on the portfolio's progress and reviews it position by position.
Recovery proceeds progressively: many positions are settled through solutions agreed with the debtor, such as repayment plans or discounted settlements, out of court; the remaining cases proceed through the courts.
The same company that identifies, values and supports the structuring of the transaction reviews every position throughout the recovery cycle, in constant dialogue with the servicer. A single point of oversight along the whole chain.
This is no passing phase: European rules push banks to keep selling loans that are no longer being repaid. Selecting and managing these portfolios is specialist work that requires method, data and constant oversight.
Portfolios are sold at a price below face value, reflecting both expectations and uncertainties about recovery. We value every lot on documented and verifiable assumptions; the actual outcome of recovery depends on factors that cannot be determined in advance.
The progress of each position depends on the solutions agreed with debtors and on recovery actions: that is why operational oversight is decisive.
Thousands of small-ticket positions across different regions: every portfolio is analysed in its composition, not as an aggregate.
Iason follows every transaction from portfolio selection to the end of the recovery cycle: whoever values the lot is the one who reviews its management.
A process overseen at every stage by the same team: whoever selects a portfolio follows its management to the end of the recovery cycle.
We analyse portfolios sold by banks and other regulated lenders: vintage, documentation, geographical spread, recoverability.
We value every lot on documented recovery assumptions, with models built on collection curves observed in the market.
We support the structuring of the acquisition through a securitisation vehicle established under Law 130/1999, which is the seller's counterparty.
Recovery is entrusted to the servicer; we review the reporting on every position on a regular basis.
We work with those who originate bank loans and those who manage their recovery: banks, other regulated lenders and servicers.
They periodically sell non-performing loans to lighten their balance sheets and meet regulatory requirements.
They sell portfolios of small-ticket loans, generated by thousands of loans to households and businesses.
Authorised entities entrusted with the management of non-performing loans; Iason reviews the progress of those loans on a regular basis.
Iason is a company based in Rome, registered with the Companies Register of Rome (tax code and registration no. 18617101003), operating in the market for non-performing bank loans: it identifies and values portfolios, supports the structuring of their acquisition through securitisation vehicles and follows their management throughout the recovery cycle.
It selects portfolios sold by banks and other regulated lenders, values them, supports the structuring of their acquisition through a securitisation vehicle and follows their management, entrusted to an authorised servicer, reviewing the reporting on every position.
Non-performing loans of banking origin: thousands of small-ticket positions, spread across different regions.
Recovery is entrusted to a servicer entered in the register under Art. 106 of the Italian Banking Act, as required by Law 130/1999, which may rely on operators holding a licence under Art. 115 of the Public Security Act for out-of-court activities. Iason receives the reporting on the portfolio's progress and reviews it position by position.
No. Iason is not a financial intermediary entered in the register under Art. 106 of Legislative Decree 385/1993, is not registered with the OAM (Italian register of credit agents and brokers) and does not carry out credit brokerage, does not provide investment services and activities, does not provide investment advice, does not place financial instruments and does not collect savings from the public. This page is for information purposes only.
Iason is the data controller. The site collects no data through forms: if you write to us by email, we use your data only to reply. Details in the Privacy Notice.
For any information on the activity of Iason, write to us at
info@iasonspa.comIf you have received a notice concerning an assigned loan, please contact the servicer named in the notice: Iason does not handle debtor relations directly.